Monday, May 23, 2005

Of credit cards and appearance

I was approached by a credit card promoter today. For a second, my ego got the best of me and I was swelling inside thinking, ‘wow, at last somebody think I look my age. Mature enough to own a credit card’ And then wait a minute, I remembered that I’m currently unemployed. I hate to when I burst my own bubble!
So anyway I told him bluntly that I’m not working yet and do not have any income at the moment. And he shockingly replied ‘It’s ok, no money no problem. Just provide a photocopy of your IC and we will give you a credit card free of charge’ And if for any reason you are unable to pay your bills, we will sue you and confiscate your properties, haha…Well, he didn’t actually say the second sentence and the laugh, but I’m just reading between the lines.
Umm..i guess now it is THAT easy to own one of those plastic thingies. A little too easy in my opinion. No wonder more and more young people are declaring themselves bankrupt due to unpaid credit card bills. It’s not that I’m against plastic. In fact, it is convenient and of course safer than carrying cash around, and I plan to get one when I can afford to. I just hope that I won’t turn into a ‘shopping monster’ when I do. However, banks should really practice more caution in selecting their customers. After all, failure to pay is going to be headache for both parties, not just the debtor.
Now back to the not-looking-my-age issue. I wonder why I don’t seem to look my age. My growth is stunted and I don’t think I will gain another millimeter of height. I’m 23 for goodness sake but look like a pimpled face 16 year old. No kidding. It’s so annoying when your mother’s friends ask you what form you are in. Form 3?..sheesh..So I guess when I reach 30 I will finally look 20, and when I’m 40 I’ll look 30 and….

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